Download Notification
https://drive.google.com/file/d/1cLKDNQauYTdIWbiBiaK5-2EdV33PlW6q/view?usp=drivesdk
RECRUITMENT NOTIFICATION
RECRUITMENT OF GENERALIST OFFICERS IN SCALE II & SCALE III PROJECT 2022-23
BANK OF MAHARASHTRA, leading listed Public Sector Bank with Head Office in Pune and all India network of branches invites online application from candidates for recruitment of Generalist Officers in Scale II & III. It is envisioned to focus on bank’s business by emulating techno-savvy systems, augmenting retail, agriculture and MSME portfolio, effective implementation of EASE norms, impeccable compliance, etc. The Bank has always intended to recruit such skilled officers who possess not only banking knowledge but also have experience of working in different verticals / specialized branches / credit proposal processing cell, etc.
1) DETAILS OF NUMBER OF POSTS, RESERVATION & AGE: –
Name of the Post
Generalist Officer Generalist Officer
Scale
II III
Age No of Vacancies Of which PwBD (Years) SC ST OBC EWS UR Total OC VI HI ID
25 – 35* 25 – 38*
60 30
15 07
108 40 162 400 27 10 41 100 137 50 203 500
4 4 4 4 1 1 1 1 5 5 5 5
75 37
- Age Relaxation to reserved category is applicable as per Government guidelines. Abbreviations: SC: Scheduled Caste, ST:
Total
Scheduled Tribe, OBC: Other Backward Classes, EWS: Economically Weaker Section, UR: Unreserved, PwBD: Persons with Benchmark Disabilities, OC: Orthopedically Challenged, VI: Visual Impairment, HI: Hearing Impairment, ID: Intellectual / Multiple Disabilities.
2) ELIGIBILITY CRITERIA: –
1 Post Generalist Officer MMGS Scale – II
2 No. of Posts 400 (Four Hundred Only).
3
Generalist Officer MMGS Scale III 100 ( One Hundred Only)
Qualification
Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable.
OR
Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.
Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable.
OR
Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.
Experience
Post qualification Work Experience of 3 years as an officer in any Scheduled Commercial Bank. Experience in Credit related areas / Branch Head / Incharge is preferable.
Post qualification Work Experience of 5 years as an officer in any Scheduled Commercial Bank. The candidate should have minimum one-year experience as Branch Manager / Head out of five years. Experience in Credit related areas / In charge of Specialized Verticals is preferable.
4.
Page 1 of 23 Age
Minimum 25 years and Maximum 35 years. (Relaxation for reserved categories will be applicable as per Government guidelines).
Minimum 25 years and Maximum 38 years. (Relaxation for reserved categories will be applicable as per Government guidelines).
Job Profile
(a) Overall control on Branch working. Business development. Public Relations & maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of performance budget and fulfilment of targets. Monitoring of credit portfolio / Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both lending & non-lending / administrative and reporting to higher authorities.
(b) Carrying out of Due diligence on credit proposals assigned, Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals. Securing maximum marks for the AMT in Credit Audit in Pre- Sanction. Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT.
(c) Adhering to Turn around Time for processing New / Existing proposals. Ensuring ABS considered for the proposals are the same as filed with ROCs. Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal of credit proposal including Ad hoc facilities / structuring / rehabilitation proposals/any other type of business or general proposal pertaining to the unit. Ensuring timely / review/renewal of credit limits. Pre- Sanction Stage. Ensuring compliance of KYC norms. Updation of periodical due diligence reports as per RBI guidelines. Obtaining data/information from customers for assessment and processing of the proposal. Interacting with key officials in the borrowing units for obtaining data/statements etc.
(d) Customer Meets, Supervise job rotation. Follow up of inspection & audit reports & ensuring rectifications. All correspondence relating to Head Office, Zonal Office, Redressal of complaints. Over all control on housekeeping. Ensuring that the Bank’s systems & procedures are properly followed at the Branch. Giving greater attention to planning for business development, charting strategies for growth, expanding customer base through requisite customer relationship measures, scouting for avenues to expand credit portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local authorities, Govt. departments, Large Institutions, Corporates & high net worth clients etc. to ensure that the Branch is on the path of accelerated growth & improves market share.
(e) Maintaining effective Public Relations and ensure courtesy in dealing with the customers and public in person, in correspondence and on telephone. Avoid confrontation by resolving the issues tactfully. Ensure adherence to Telephone Discipline by all the members of staff. Maintaining effectiveness in branch operations and in customer service. Dispose the matters as per the rules in force except those that require the personal attention of the Branch Manager. Redressal of the grievances of customers as per rules / guidelines duly bringing to the notice of the Branch Head unpleasant instances, if any, happened in his absence.
(f) Ensure maintenances of adequate stock of security items, passbooks, publicity literature and various forms required for deposits & advances and
5.
6.
Page 2 of 23 other transactions. Monitoring the matters related to claims to the assets of the deceased customers and ensuring their quick disposal as per prevalent guidelines. Be aware and authorize the return of cheques of customers in the absence of Branch Head and ensure to bring the same to the notice of the Branch Head.
(g) Attend to effective cash management. Joint custody of cash, Supervision over tallying cash, physical [from docket & cash reports in system], Authorize cash transactions, authorizing transactions within his powers, ensure smooth Day- begin, Day-end of the branch software systems, Verify & ensure prompt submission of periodical returns in conformity with the prescriptions in schedule of returns through concerned departmental Officers / Staff. Ensure periodical balancing / tallying of books of accounts and monitoring of fraud prone sundry items as prescribed. Scrutiny of daily vouchers, verification, protection and preservation of voucher bundles and records in use. Assisting in segregation and destruction of old records as per the policy after obtaining permission from the competent authority.
(h) Monitor preparation of annual indent of stationery and security items as per norms. Monitor and maintain close watch on current accounts, big accounts, newly opened accounts and other institutional accounts which form sizable share in total deposits. Ensure maintenance of registers for cash transactions exceeding Rs. 10.00 lacs and observations of KYC norms at the time of opening of accounts and monitoring of large value transactions.
(i) Ensure periodical verification of securities and attend to orderly arrangement of joint custody items duly getting relevant registers updated as a joint custodian. Facilitate taking note of exceptions appearing in exceptional reports by Branch Head and enforce steps to reduce such items. Take steps in consultation with Branch Head to plug loopholes in transgressions on systems and procedures or unfair practices that may cause operational risks / future losses. Advise the staff to adhere to the laid down systems and procedures and to avoid shortcuts bypassing the guidelines. Ensure maintenance of mandatory registers like customer complaint register, AOD registers etc.
Candidate should be proficient in computers; good in inter-personal communication skills, analytical skills and drafting skills. The appointment of officers is on PAN India basis and the selected candidates are liable to be posted anywhere in India as a Branch Manager / Officer as per Bank’s requirement. Graduation in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government. Candidates having Integrated Dual Degree (IDD) certificate should ensure that the date of passing the IDD is on or before 31.12.2021.
NOTE:
The date of passing eligibility examination will be the date appearing on the mark sheet or provisional certificate issued by the University/ Institute. In case the result of a particular examination is posted on the website of the University/ Institute, a certificate issued by the appropriate authority of the University/ Institute indicating the date on which the result was posted on the website will be taken as the date of passing.
Candidate should indicate the percentage obtained in Graduation calculated to the nearest two decimals in the online application. Where CGPA/ OGPA is awarded, the same should be converted into percentage and indicated in the online application. If called for interview, the candidate will have
Page 3 of 23
3)
to produce a certificate issued by the appropriate authority inter alia stating the norms of the University regarding conversion of grade into percentage and the percentage of marks scored by the candidate in terms of these norms.
Calculation of Percentage: The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all the semester(s)/ year(s) by aggregate maximum marks in all the subjects irrespective of honours /optional/ additional optional subject, if any. This will be applicable for those Universities also where Class/ Grade is decided on basis of Honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60%.
In case of any candidate completed the Diploma Course and got directly entry into second year / semester in degree course by getting exemption of few semesters / years then only those semesters / years marks would be considered which are part of bachelor’s degree, neither diploma marks nor any exempted semesters/ years marks shall be considered for eligibility. The same shall also be applicable for other degree courses.
NOTE: –
(a) The above number of vacancies are provisional and may vary according to actual requirement of the Bank, subject to availability of suitable candidates.
(b) TheselectedcandidateswillbepostedanywhereinIndia,dependingontherequirementoftheBank.
(c) The cut- off date for Eligibility Criteria and Other details is 31.12.2021.
(d) Before applying, candidates are requested to ensure that they fulfill the eligibility criteria for the post
as on the date of eligibility.
(e) The process of registration is complete only when fee is deposited with the Bank through online
mode on or before the last date of payment of fee.
(f) Candidates are advised to check Bank’s website regularly for details and updates. No separate
intimation / advertisement etc. will be issued in case of any change / update.
(g) *Vacancies reserved for OBC category are available only to the ‘Non-creamy layer’ OBC candidates. ‘Creamy layer’ OBC candidates should indicate their category as ‘General’. # Vacancies for PwBD category candidates are reserved horizontally. @ PWBD categories under clauses ‘d’ & ‘e’ of Section 34(i) of RPWD Act 2016 – (i) “Specific Learning Disability” (SLD); (ii) “Mental Illness” (MI); (iii)
“Multiple Disabilities” (multiple disabilities amongst LD, VI, HI, SLD & MI).
(h) Reservation for Economically Weaker Section (EWS) in recruitment is governed by Office
Memorandum no. 36039/1/2019-Estt (Res) dated 31.01.2019 of Department of Personnel & Training, Ministry of Personnel, Public Grievance & Pensions, Government of India. Benefit of reservation under EWS category can be availed upon production of an ‘Income and Asset Certificate’ issued by a Competent Authority on the format prescribed by Government of India.